How We Can Help
Know Your Options
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How We Can Assist
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Meet Our Foreclosure Advisor
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Help For Homeowners in the Town of Colonie and City of Albany. Thanks to CDBG CARES funds if you have been unable to pay your mortgage or property taxes due to COVID, earn less than 80% median income and will be able to resume payments, you can apply for a special financial relief program. Contact AHP at 518-434-1730 x401
For help with your mortgage questions, start with an initial 30 minute consultation
To get started, please complete our on-line intake form. Access it here We'll give you a phone call to get an understanding of your circumstances and explore possible ways to address your mortgage situation.
Receive comprehensive assistance with your mortgage
If you need help in negotiating with your lender or submitting a modification or hardship request, then additional documents will be needed. By providing the information requested, your housing advisor will be able to describe the best options given your situation
1. Download and complete our Mortgage Information Package. It is in a fillable pdf format. Complete as much as you can. Once it is
completed, print the document as a pdf to save your changes and email to us, staff@ahphome.org.
2. Collect and submit the following documents via fax (518-434-1767) or by email above.
1) Income Documentation
-- most recent set of paystubs covering one full month (2 if paid bi-weekly; 4 if paid weekly)
-- documentation of any other income (Benefit award letters; child support order; rental income)
-- documentation of income of any other household members if they are contributing toward your housing payment
2) Last 2 months of bank statements
3) Most recent mortgage statement for all loans on your property (and any other properties you might own).
4) Government issued ID
Thank you. For more information and to request an appointment, please call the office at 518-434-1730 x 401. Thanks to funding from the NY State Attorney General's office, there are no fees to you for our foreclosure prevention services.
To get started, please complete our on-line intake form. Access it here We'll give you a phone call to get an understanding of your circumstances and explore possible ways to address your mortgage situation.
Receive comprehensive assistance with your mortgage
If you need help in negotiating with your lender or submitting a modification or hardship request, then additional documents will be needed. By providing the information requested, your housing advisor will be able to describe the best options given your situation
1. Download and complete our Mortgage Information Package. It is in a fillable pdf format. Complete as much as you can. Once it is
completed, print the document as a pdf to save your changes and email to us, staff@ahphome.org.
2. Collect and submit the following documents via fax (518-434-1767) or by email above.
1) Income Documentation
-- most recent set of paystubs covering one full month (2 if paid bi-weekly; 4 if paid weekly)
-- documentation of any other income (Benefit award letters; child support order; rental income)
-- documentation of income of any other household members if they are contributing toward your housing payment
2) Last 2 months of bank statements
3) Most recent mortgage statement for all loans on your property (and any other properties you might own).
4) Government issued ID
Thank you. For more information and to request an appointment, please call the office at 518-434-1730 x 401. Thanks to funding from the NY State Attorney General's office, there are no fees to you for our foreclosure prevention services.
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The AHP Homeownership Center helped me with my hardship letter and prepared me for my settlement conference.
- Jim, Albany, NY |
Tracy helped me find my way when I felt that everyone else had left me.
- Marianne, Schenectady, NY |
Meeting with a Foreclosure Advisor was the smartest move I could have made. There are so many options I had no idea about.
- Jeff, Albany, NY |
Mrs. Petersen helped me to find a way to work with my bank to find a mutual solution to a problem that became out of hand.
- Susan, Menands, NY |
